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Heidi Barnes
Sr. Loan Officer
2100 Northrop Avenue, Suite 900
Sacramento, CA 95825
Direct:(925) 348-2432
Office:(916) 794-0777
Fax:(866) 881-5374
Email: heidibarnes2010@gmail.com
NMLS #: 245920
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I began my career as a full-time loan officer in 1998 and can't imagine doing anything else! 

With my extensive knowledge of conventional, FHA, VA and USDA financing, I'm able to find the perfect loan to meet the unique needs of each of my clients.  I especially love working with first-time homebuyers, veterans, and active-military members, carefully guiding them through the home loan process so they feel comfortable every step of the way.

Specialty programs offered include:

  • One-Time Close FHA and VA Construction Loans;
  • Residential Construction and Lot/Land Loans;
  • FHA 203(k) and Conventional Renovation Loans;
  • FHA Reverse Mortgages;
  • FHA and VA financing for borrowers with no credit scores;
  • Multi-Family Loans.

CA BRE License #01107432.  Proud member of the Veterans Association of Real Estate Professionals (VAREP).




Reliant Lending NMLS #341408
2100 Northrop Avenue, Suite 900, Sacramento, CA  95825
Office:  (916) 794-0777
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